Yes Bank Reports Key Banking Metrics Including 90.5% Credit to Deposit Ratio and Strong Liquidity Coverage
Yes Bank Limited has released its comprehensive set of banking metrics, covering Loans and Advances, Deposits, and key liquidity ratios across several reporting periods up to June 30, 2026. The reported data details the bank's operational performance regarding credit extension and funding base maturity.As per the financial metrics provided, Loans & Advances stood at INR 285,315 Crores as of June 30, 2026, showing a 4.3% quarter over quarter (QoQ) increase from INR 273,445 Crores recorded on March 31, 2026. The annual trend for Loans & Advances registered an 18.4% growth compared to the figure of 241,024 Crores reported on June 30, 2025.
Deposits stood at INR 315,397 Crores as of June 30, 2026. This represents a -1.1% decline compared to the deposits figure of 318,969 Crores reported on March 31, 2026, and also reflects a 14.3% growth compared to the 275,843 Crores recorded on June 30, 2025.
The performance across key operational ratios is detailed in the table below:
| Metric | As of 30-Jun-26 (INR Crores/%) | As of 31-Mar-26 (INR Crores/% ) | QoQ Change | As of 30-Jun-25 (INR Crores/% ) | YoY Change |
|---|---|---|---|---|---|
| Loans & Advances | 285,315 | 273,445 | 4.3% | 241,024 | 18.4% |
| Deposits | 315,397 | 318,969 | -1.1% | 275,843 | 14.3% |
| Certificate of Deposits (CDs) | 6,604 | 6,831 | -3.3% | N/A | N/A |
| CASA | 103,258 | 111,959 | -7.8% | 90,351 | 14.3% |
| CASA Ratio (Incl CDs) | 32.7% | 35.1% | N/A | 32.8% | N/A |
| Credit to Deposit Ratio | 90.5% | 85.7% | N/A | 87.4% | N/A |
| Liquidity Coverage Ratio (LCR) | 138.5% | 119.0% | N/A | 135.8% | N/A |
In terms of credit extension, the Credit to Deposit Ratio stood at 90.5% as of June 30, 2026, showing a period-over-period increase compared to 85.7% reported on March 31, 2026. This ratio compares against 87.4% recorded on June 30, 2025.
Other key ratios include:
- CASA: As of June 30, 2026, the CASA figure was 103,258 Crores, down from 111,959 Crores on March 31, 2026. Year over year, however, it showed a strong growth of 14.3% against the 90,351 Crores recorded on June 30, 2025.
- Liquidity Coverage Ratio (LCR): The LCR as of June 30, 2026, was 138.5%, reflecting an improvement from 119.0% reported on March 31, 2026, and surpassing the previous period figure of 135.8%.
YESBANK Stock Price Movement
On Friday, shares of Yes Bank Limited edged higher to close at ₹24.39, posting a 0.54% gain in the session. The stock saw strong activity throughout the day, completing trading amidst an intraday range spanning from a low of ₹24.15 to a high of ₹24.61 on a volume of 86.01 million shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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