Tourism Finance Corporation Reports Q1 FY27 Results with Total Income Reaching 115.15 Cr.
Tourism Finance Corporation of India Limited (TFCI) has released its financial highlights for the first quarter of Fiscal Year 2026-2027 (Q1 FY27), showcasing performance across various business segments, including Real Estate, Manufacturing, and Infrastructure finance. The company continues to focus on providing sustainable financing solutions across multiple sectors vital for economic development.Q1 FY27 Financial Performance Highlights
For the quarter ending June 30, 2026, TFCI reported a Total Income of 115.15 Cr. Interest income stood at 72.12 Cr., while Other operating income reached 43.03 Cr. Net Interest Income for the period was recorded at 45.96 Cr.The company registered Profit Before Tax (PBT) at 78.32 Cr. and a Profit After Tax (PAT) of 61.21 Cr. Earnings Per Share (EPS) stood at 1.32 Rs. for the quarter.
Key financial ratios and metrics reported in Q1 FY27 include:
| Metric | Value |
|---|---|
| Total Income (Rs. in Cr.) | 115.15 |
| Net Interest Income (Rs. in Cr.) | 45.96 |
| Profit Before Tax (Rs. in Cr.) | 78.32 |
| Profit After Tax (Rs. in Cr.) | 61.21 |
| EPS (Rs.) | 1.32 |
Operational and Portfolio Status
The Gross AUM (Gross Loans & Project related NCDs) stood at 1,711.67 Cr. during the quarter, down from 2,088.14 Cr. in Q1 FY26. The Gross Loan Book was reported at 1,901.55 Cr.During the first quarter, various financial metrics were maintained as follows:
| Metric | Value |
|---|---|
| Return on Average Loans (%) | 13.34% |
| Cost of Borrowings (%) | 9.68% |
| Net Interest Margin (NIM) (%) | 7.59% |
| Tangible Net Worth (Rs. in Cr.) | 1,304.84 |
| Capital Adequacy Ratio (%) | 57.13% |
Business Segment Focus and Exposure
TFCI's business operations span multiple key sectors, ensuring diversified exposure across finance areas such as Real Estate, Hospitality, Manufacturing & Other Sectors, and Infra/Social Infra. The company offers various financing solutions across these domains.Key Financing Areas:
- Real Estate Sector: Provides construction financing for affordable and middle income housing projects in major cities, builder floor financing in the Delhi NCR, and commercial office space funding for corporates.
- Loan Against Shares (LAS): Facilitates pledging of eligible listed equity shares of Group I companies, pledges of unlisted shares of the National Stock Exchange (NSE), and LAS for individuals with a minimum credit score of 700.
- Manufacturing & Other Sectors: Supports sectors including Cement, Steel, Chemical, Packaging, Automotive, consumer durable industries, providing loans for expansion and working capital.
- Infra/Social Infra: Focuses on Education (School/College/Universities), Healthcare (Hospital/Nursing Homes), Logistics, and Energy Renewable projects (Solar/Wind).
The company's portfolio is geographically distributed across various states. As of June 3026, the AUM breakdown by state includes Maharashtra with 599.87 Cr., Uttar Pradesh with 477.07 Cr., Gujarat with 323.85 Cr., and Delhi with 206.11 Cr.
Financials Over Five Years
The company’s financial performance across the last five fiscal years is detailed below:| Particulars | 2021-22 (Audited) | 2022-23 (Audited) | 2023-24 (Audited) | 2024-25 (Audited) | FY25-26 (Audited) | Q1 FY26-27 (Reviewed) |
|---|---|---|---|---|---|---|
| Interest Income (Rs. in Cr.) | 247.89 | 197.20 | 195.25 | 206.86 | 238.27 | 72.12 |
| Total Income (Rs. in Cr.) | 254.31 | 231.7 | 242.04 | 260.06 | 276.83 | 115.15 |
| Profit after tax (Rs. in Cr.) | 85.32 | 87.95 | 91.11 | 103.81 | 123.46 | 61.21 |
| Net Tangible Worth (Rs. in Cr.) | 928.66 | 1008.94 | 1074.85 | 1207.28 | 1304.84 | 1366.80 |
| Gross AUM (Rs. in Cr.) | 1834.35 | 1621.48 | 1588.92 | 1693.57 | 2188.87 | 2002.05 |
| Gross Loan Book (Rs. in Cr.) | 1834.35 | 1621.48 | 1588.92 | 1693.57 | 2088.14 | 1901.55 |
| Gross NPLs (%) | 0.74% | 3.92% | 2.75% | 3.22% | 0.37% | 0.41% |
The company's commitment to sustainable growth is emphasized through its vision as a trusted NBFC-ND-ML, supporting economic development in tourism, real estate, infrastructure, and financial services sectors while maintaining high standards of integrity and risk management.
TFCILTD Stock Price Movement
Shares of Tourism Finance Corporation of India Limited are edging higher to ₹83.97 as of 1:22 PM, gaining 1.49% in live trading. The stock has seen strong activity today, trading within a range of ₹82.25 and ₹85.6 with over 2.5 million shares traded.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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