The Federal Bank Limited Announces Unaudited Financial Results for Quarter Ended June 30, 2026
The Federal Bank Limited has announced its unaudited consolidated and standalone financial results for the quarter ended June 30, 2026. The Board of Directors approved the results during a meeting held on July 17, 2026, following recommendations from the Audit Committee.The financial statements were prepared in accordance with the Banking Regulation Act, 1949, and Generally Accepted Accounting Principles in India. The bank’s performance reflects its domestic operations across various segments including Treasury, Corporate/Wholesale Banking, and Retail Banking.
Standalone Financial Performance
For the quarter ended June 30, 2026, the Bank reported a net profit of 1,17,693 (in Lakhs) from ordinary activities after tax. The total income for the period stood at 8,28,669 (in Lakhs), while the total expenditure amounted to 5,38,936 (in Lakhs).The Bank reported a capital adequacy ratio of 16.97% and an operating margin of 22.90%. Key financial indicators for the standalone results are detailed in the table below:
| Particulars | Quarter ended June 30, 2026 (Unaudited) | Quarter ended March 31, 2025 (Audited) | Year ended March 31, 2026 (Audited) |
|---|---|---|---|
| Interest Earned | 7,23,831 | 7,39,909 | 27,69,538 |
| Other Income | 1,04,838 | 1,14,495 | 4,44,039 |
| Total Income | 8,28,669 | 8,54,404 | 32,13,577 |
| Interest Expended | 4,29,242 | 4,27,648 | 17,03,797 |
| Operating Expenses | 2,09,694 | 2,04,745 | 7,89,160 |
| Total Expenditure | 5,38,936 | 6,26,763 | 24,92,957 |
| Operating Profit | 1,49,733 | 2,27,641 | 7,20,620 |
| Net Profit (After Tax) | 1,17,693 | 1,25,910 | 4,11,732 |
Consolidated Financial Performance
On a consolidated basis, the Group reported a net profit of 1,29,760 (in Lakhs) for the quarter ended June 30, 2026. The total income for the period was 8,94,311 (in Lakhs), with a corresponding expenditure of 6,84,887 (in Lakhs).The consolidated results include the financial performance of the Bank's subsidiaries, Fedbank Financial Services Limited and Federal Operations and Services Limited, as well as its share in the associate, Ageas Federal Life Insurance Company Limited.
| Particulars | Quarter ended June 30, 2026 (Unaudited) | Quarter ended March 31, 2025 (Audited) | Year ended March 31, 2026 (Audited) |
|---|---|---|---|
| Interest Earned | 7,86,158 | 7,94,667 | 29,67,420 |
| Other Income | 1,08,153 | 1,18,586 | 4,59,832 |
| Total Income | 8,94,311 | 9,13,247 | 34,27,242 |
| Interest Expended | 4,53,758 | 4,40,766 | 17,77,756 |
| Operating Expenses | 2,37,729 | 2,25,557 | 8,66,664 |
| Total Expenditure | 6,84,887 | 6,65,723 | 26,43,730 |
| Operating Profit | 2,09,424 | 2,47,524 | 7,83,422 |
| Net Profit (After Tax) | 1,29,760 | 1,39,325 | 4,48,334 |
Segmental and Asset Quality Highlights
The Bank's business operations are primarily concentrated in India. The segment reporting identifies Treasury, Corporate/Wholesale Banking, and Retail Banking (comprising Digital Banking and Other Retail Banking) as the primary reportable segments.Segmental Revenue (Quarter ended June 30, 2026):
- Treasury: 1,50,471
- Corporate/Wholesale Banking: 3,30,883
- Retail Banking: 8,88,741
- Other Banking Operations: 11,609
The bank reported a Gross NPA of 4,28,734 (in Lakhs) and a Net NPA of 50,605 (in Lakhs) for the quarter ended June 30, 2026. The Gross NPA ratio stood at 1.52%, while the Net NPA ratio was 0.18%.
The Bank's Return on Assets (RoA) for the period was reported at 0.30%. Furthermore, during the quarter ended June 30, 2026, the Bank allotted 37,56,655 equity shares of Rs. 2 each following the exercise of stock options by employees.
FEDERALBNK Stock Price Movement
The Federal Bank Limited shares surged by 2.04% to ₹333.25 as of 1:44 PM today, hitting a new 52-week high during the session. The stock saw robust activity with a volume of 7.08 million shares traded as it climbed from an opening of ₹328.7.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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