Tata Capital Releases Sustainability Report for FY 2025-26: Focus on Climate Action and Employee Well-being

Tata Capital Releases Sustainability Report for FY 2025-26: Focus on Climate Action and Employee Well-being​

Tata Capital Limited has released its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-26. The report details the company's ESG performance, operational footprint, and commitment to ethical conduct, which was subjected to Independent Reasonable Assurance by SGS India Private Limited.

The BRSR outlines Tata Capital’s activities across its diversified financial services portfolio, driven primarily by lending operations that cater to Retail, SME, and Corporate client segments. The company possesses a paid-up capital of ` 4,244.87 crore.

Operational Scope and Environmental Metrics​

As part of its commitment to responsible finance, the report detailed key environmental metrics and resource management within the business.

In terms of climate impact, Tata Capital recorded total Scope 1 and Scope 2 emissions of 12,950.80 tonnes of CO2 equivalent (tCO2e) in FY 2025-26, marking a reduction from the previous year’s figure of 9,845.93 tCO2e. The company reported an energy intensity of 2.29 GJ per rupee of turnover for FY 2025-26, compared to 1.88 in FY 2024-25.

Regarding water management, the total volume of water consumption stood at 1,47,202.37 kilolitres (KL) in FY 2025-26, an increase from 1,16,154.10 KL in the previous financial year. While direct operational water usage is limited due to the company's status as a financial services provider, the report highlighted that CSR initiatives contributed positively to community resilience through projects like JalAadhar (Water Security), achieving a cumulative recharge and harvesting potential of more than 34,87,000 KL across three sub-river basins.

Social Governance and Workforce Insights​

The company reported significant focus on employee welfare and commitment to diversity. As of the end of FY 2025-26, Tata Capital employed 29,812 individuals. Key workforce metrics include:


The report emphasized the importance of talent management and inclusive practices. The company reported that all employees were covered by training regarding various subjects, including POSH (Prevention of Sexual Harassment), Tata Code of Conduct, Health & Safety Awareness, and Data Security and Privacy Awareness.

Regarding corporate social responsibility (CSR), which is applicable given a turnover of 31,539.89 crore, the company focused its initiatives on three core thematic areas: Healthcare, Education & Skill Development, and Climate Action. A total of 10,96,806 persons were reported as beneficiaries across these projects, with 100% of beneficiaries coming from vulnerable and marginalized groups.

Risk Mitigation and Responsible Finance​

The BRSR identified several material ESG aspects critical to the business, including Ethical Business Conduct, Data Privacy & Security, and Climate Risks Management, classifying them as risks.

In response to ethical conduct and compliance, Tata Capital maintains a zero-tolerance approach through its Anti-Bribery and Anti-Corruption (ABAC) Policy. The company also reported that it has successfully managed significant financial commitments, noting that the share of Related Party Transactions (RPTs) in Investments stood at 22.85% for FY 2025-26.

The company’s commitment to responsible finance is demonstrated by its focus on Cleantech Financing and Affordable Housing Finance, positioning itself to drive inclusive social and economic growth. The report also provided granular insights into procurement practices, noting that the share of RPTs in Purchases stood at 3.83% during FY 2025-26.

The company's commitment to consumer responsibility was detailed through multiple service channels—including the website, mobile app, and call centers—and through a grievance redressal policy with defined turnaround times for complaint resolution.

Assurance Statement​

The BRSR Core Report has undergone an Independent Reasonable Assurance process conducted by SGS India Private Limited in accordance with ISAE 3000 (Revised) and ISAE 3410. This assurance covered key indicators across nine ESG attributes, ensuring the data presented is complete, accurate, and reliable in all material respects according to the defined scope.

TATACAP Stock Price Movement​

Tata Capital Limited closed lower today, with shares settling at ₹341.45 after shedding 2.00% in post-market trading. The equity saw a total traded volume of 494,361 shares during the session.