Sundaram Finance Reports 19% PAT Growth for FY26; AUM Climbs 16.4% to Rs. 59,908 Crores

Sundaram Finance Reports 19% PAT Growth for FY26; AUM Climbs 16.4% to Rs. 59,908 Crores​

Sundaram Finance Limited announced its audited standalone and consolidated financial results for the quarter and year ended March 31, 2026. The company reported a substantial 19% year-on-year growth in Profit After Tax (PAT), reaching Rs. 1,834 crores. Assets Under Management (AUM) also grew by 16.4% to Rs. 59,908 crores for the fiscal year 2026 (FY26).

The Board of Directors of Sundaram Finance Limited approved the financial results at its meeting held on May 25, 2026, in Chennai.

Standalone Financial Highlights for FY26​

The company reported strong performance metrics across the year. AUM for FY26 stood at Rs. 59,908 crores, marking 16% growth from Rs. 51,476 crores recorded in FY25. Disbursements for FY26 grew by 14% to Rs. 32,321 crores, compared to Rs. 28,405 crores in the previous year.

For the fourth quarter of FY26 (Q4FY26), disbursements showed a robust growth of 17% year-on-year, reaching Rs. 8,051 crores.

In terms of profitability and asset quality, the company registered a notable 19% rise in PAT for FY26, with net profit at Rs. 1,834 crores. Return on Assets (ROA) closed at 3.03% in FY26, up from 2.85% in FY25.

Asset quality indicators also improved significantly. Gross Stage 3 assets as of March 31, 2026, were 1.44%, with a provision cover of 53%, compared to 1.44% with a provision cover of 49% as on March 31, 2025. Net Stage 3 assets closed at 0.69% as against 0.75% the previous year.

Profit from operations grew by 18% in FY26, reaching Rs. 2,151 crores, and 14% in Q4FY26, totaling Rs. 622 crores. The Cost to Income ratio improved to 28.71% in FY26 from 30.80% in FY25.

Consolidated and Group Performance​

The consolidated results reflect the strong performance across all key group subsidiaries. The total assets under management in the lending and general insurance businesses stood at Rs. 89,541 crores as of March 31, 2026, up from Rs. 78,145 crores a year earlier.

The Asset Management business recorded an AUM of Rs. 77,457 crores on March 31, 2026, up from Rs. 71,826 crores. Consolidated profits from the asset management businesses were Rs. 174 crores in FY26, compared to Rs. 154 crores in FY25.

Performance of the subsidiary companies included:

• Sundaram Home Finance: Disbursements grew by 4% to Rs. 6,805 crores in FY26. The profit was Rs. 282 crores, up from Rs. 245 crores in FY25.
• Royal Sundaram General Insurance: The company reported a Gross Written Premium (GWP) of Rs. 4,638 crores, representing a 14% growth from Rs. 4,065 crores in the prior year. The profit after tax was Rs. 107 crores for FY26, against Rs. 133 crores in FY25.

The company declared a final dividend of Rs. 24 per share, representing 240%.

Management stated that the overall performance was well balanced across growth, asset quality, and profitability.

SUNDARMFIN Stock Price Movement​

As of 1:45 PM, shares of Sundaram Finance Limited are shedding 1.94% in live trading, currently trading at ₹4406.5. The stock sees active interest throughout the session, with 49,408 shares changing hands as investors monitor the NBFC's intraday price action.