Regency Fincorp Completes ₹50 Crore NCD Issue, Boosts Liquidity Ahead of Expansion

<h1>Regency Fincorp Completes ₹50 Crore NCD Issue, Boosts Liquidity Ahead of Expansion</h1>

Zirakpur, July 14, 2026: Regency Fincorp Limited, an NBFC providing financial solutions to retail customers and MSMEs, announced the successful completion of its ₹50 crore Listed Non-Convertible Debenture (NCD) issue during the first quarter of FY 2026-27. This fund raise significantly strengthens the company's capital base and liquidity position as it moves forward with its growth strategy focused on secured lending, digital expansion, and portfolio diversification.

The successful NCD issuance aligns with the firm’s robust operational momentum observed in Q1 FY 2026-27. The Company successfully expanded its secured loan book by 45%, growing the figure from ₹159 crore as of March 2026 to ₹230 crore by June 2026, emphasizing its commitment to building a high-quality secured lending franchise.

In addition to expanding the secured segment, Regency Fincorp introduced "Cash My Salary," a digital lending platform. This initiative resulted in a digital loan portfolio worth ₹23 crore. Furthermore, the company strengthened its portfolio quality by reducing unsecured loan exposure from 26% to 18%.

The operational growth metrics for Regency Fincorp during Q1 FY 2026-27 are summarized below:


Gaurav Kumar, Managing Director of Regency Fincorp Limited, commented on the fund raise and operational milestones. He stated that the completion of the Listed NCD issue is a significant milestone reflecting investor confidence in the company’s business model and long-term vision.

Mr. Kumar noted that while diversifying its funding base, the institution remains committed to combining prudent lending practices with technology-led innovation. He added that India's rapidly evolving credit landscape presents considerable opportunities for well governed NBFCs to expand financial access and support entrepreneurial growth. The company’s strategy involves strengthening operational capabilities, maintaining a balanced portfolio, and delivering sustainable value through disciplined execution and sound governance.

Looking ahead, Regency Fincorp Limited is focused on scaling its business operations by expanding its secured lending franchise and broadening its geographic presence. The Company aims to scale its Assets Under Management (AUM) from ₹261 crore (as of March 2026) toward a target range of ₹500-550 crore. To support this next phase of expansion, the company plans an additional fund raise of ₹150 crore.

Key metrics and future targets for Regency Fincorp include:


Regency Fincorp Limited is an NBFC dedicated to providing a range of financial products and lending solutions designed for retail customers, MSMEs, and emerging businesses, committed to driving financial inclusion through accessible credit and customer-centric innovation.

Stock Price Movement​

Regency Fincorp Ltd is edging higher as of 11:48, trading at ₹39.00, which represents a gain of 0.46%. The share has seen intraday volatility, having moved within a range spanning from a low of ₹38.20 to a high of ₹39.80.