RBL Bank Reports Provisional Q1 FY27 Metrics: Gross Advances Rise While Total Deposits Stand Steady

RBL Bank Reports Provisional Q1 FY27 Metrics: Gross Advances Rise While Total Deposits Stand Steady

RBL Bank Reports Provisional Q1 FY27 Metrics: Gross Advances Rise While Total Deposits Stand Steady​

RBL Bank Limited has released provisional financial metrics for the quarter ended June 30, 2026. The bank saw growth in gross advances while maintaining a specific mix of deposits, and tactically decided not to renew certain wholesale deposits following a recent preferential allotment.

The provisional data provides insight into the state of the bank’s funding and lending portfolio as of March and June 2026.

Financial Snapshot (in Rs. Crore)​

The key performance indicators for Total Deposits and Gross Advances were presented across three reporting periods:

Particulars30-Jun-2531-Mar-2630-Jun-26 (Provisional)YoYQoQ
Total Deposits112,734139,018124,81311%(10%)
Deposits <Rs. 3crore57,93463,94365,36413%2%
CASA36,61446,72336,4620%(22%)
CASA Ratio32.5%33.6%29.2%
Liquidity Coverage Ratio*152%130%133%
Gross Advances96,688115,464117,34421%2%

Advances Performance and Strategic Decisions​

The bank reported strong performance in its lending portfolio. Secured Retail Advances increased by 18% year-over-year (YoY). Meanwhile, Wholesale advances saw significant growth at 37% YoY and 10% quarter-on-quarter (QoQ). Within the wholesale segment, commercial banking advances grew 34% YoY and 10% QoQ. The overall mix of Retail to Wholesale advances stood at 55:45.

Regarding liquidity management, RBL Bank tactically chose not to renew certain wholesale deposits in the current quarter. This decision was made considering the bank's liquidity status following the preferential allotment to Emirates NBD P.J.S.C., which took place on June 18, 2026.

The figures released are provisional and precede the formal announcement of the financial results for the quarter ending June 30, 2026.

RBLBANK Stock Price Movement​

Today, RBL Bank Limited shares edged higher, settling in the post-market session at ₹361.1 after gaining 1.11%. The equity recorded a total traded volume of 5.51 million shares for the day.
 

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