Punjab & Sind Bank Approves FY2025-26 Dividend Recommendation at Board Meeting

Punjab & Sind Bank Approves FY2025-26 Dividend Recommendation at Board Meeting

Punjab & Sind Bank Approves FY2025-26 Dividend Recommendation at Board Meeting​

Punjab & Sind Bank (PSB) announced that its Board of Directors held a meeting on April 27, 2026, where it considered and approved the audited financial results for the quarter and the year ended March 31, 2026. The board also recommended a dividend for the fiscal year 2025-26, subject to subsequent shareholder approval at the Annual General Meeting.

The bank recommended a dividend of Rs. 0.39 per equity share, representing 3.90% of the face value of Rs. 10 each, for the period 2025-26.

The bank also provided other related operational details, including an unmodified opinion on the audit report, confirmation that the deviation/variation in utilization of funds raised for the quarter ended March 31, 2026, is Nil, and a current Security Cover certificate.

Financial Results Overview​

The audited financial results for the quarter and year ended March 31, 2026, show the bank's operational performance across key segments.

Based on the audited financial results, the following figures for segment revenue were reported:

SegmentQuarter Ended 31.03.2026 (Audited) (Rs. in Lacs)Quarter Ended 31.12.2025 (Reviewed) (Rs. in Lacs)Quarter Ended 31.03.2025 (Audited) (Rs. in Lacs)
Total Segment Revenue7824789381359978
Corporate/Wholesale Banking99674116186468570
Retail Banking166574159774155786
Other Banking Operations345736354921383570

In terms of assets, the figures as of March 31, 2026, showed a total segment asset value of 17927031 (Rs. in Lacs). This compares to 17473367 in the quarter ended December 31, 2025, and 16181517 in the quarter ended March 31, 2025.

Financial Highlights and Capital Deployment​

The bank’s reported Cash Flow Statement for the year ended March 31, 2026, showed robust operational activity. Key figures included:

  • Cash Flow from Operating Activities: Rs 2110266 (compared to Rs 105909 in the prior period).
  • Cash Flow from Investing Activities: Rs 112193 (compared to Rs 16761 in the prior period).
  • Cash Flow from Financing Activities: Rs 232291 (compared to Rs 232U91 in the prior period).

Security Cover Details​

Regarding listed debt securities, the bank reported a total outstanding listed non-convertible debt securities amounting to Rs 4237.30 Crores as of March 31, 2026. These securities are all categorized as unsecured.

The board also reported that the bank participated in an inter-bank Participation Certificate (lCC) on a risk-sharing basis for a maximum period of 180 days. This increased the bank's total Advances by Rs 2590.19 crore as of January 1, 2026, compared to Rs 1061.99 crore as on March 31, 2025.

PSB Stock Price Movement​

Today, Punjab & Sind Bank shares edged higher to close at ₹25.70, marking a substantial gain of 3.02% for the day. The stock traded today amid a range between ₹24.93 and ₹25.83, supported by a recorded volume of 2.16 million shares.
 

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