Paisalo Secures ₹500 Crore Co-Lending MOU with FatakPay to Expand Micro-Enterprise Credit Access

Paisalo Secures ₹500 Crore Co-Lending MOU with FatakPay to Expand Micro-Enterprise Credit Access​

Paisalo Digital Limited, a lending platform focused on providing formal credit to underserved borrowers and MSMEs across India, has signed a ₹500 crore co-lending Memorandum of Understanding (MOU) with FatakPay. This partnership is intended to bolster Paisalo's growth strategy through strategic alliances and technology-led distribution, aiming to expand its lending reach and increase access to affordable credit for eligible borrowers.

The MOU establishes a co-lending facility with an overall limit of ₹500 crore. The operational structure involves a participation ratio where Paisalo provides 80% of the funding, and FatakPay contributes 20% of each loan.

This initiative is specifically designed to extend credit to micro-enterprises and MSMEs. Under the framework of the partnership, Paisalo will manage customer KYC verification and store customer data in compliance with regulatory requirements. The deal aligns with Paisalo's strategic direction to leverage partnerships for expansion while maintaining strict credit discipline.

Paisalo maintains a growth framework centered on Accessibility, Affordability, and Awareness. This is supported by its focus on distribution expansion, technology integration, strategic partnerships, and responsible growth.

Santanu Agarwal, Deputy Managing Director at Paisalo Digital Limited, commented on the MOU, stating that the ₹500 crore co-lending agreement marks a significant milestone in the company's journey. He noted that it reflects the growing momentum of their partnership-led lending strategy. Agarwal added that strengthening the co-lending ecosystem with partners who complement distribution capabilities helps expand access to formal credit at scale as Paisalo works toward its three-year roadmap to double AUM, income, and PAT.

Company Overview​

Paisalo Digital Limited provides convenient and accessible formal credit to underserved borrowers, MSMEs, and micro-enterprises across India. The company operates through a network of 5,995 touch points spanning 23 states and Union Territories. Its mission is to act as a trusted, technology-enabled financial companion by simplifying loans for MSMEs and micro-enterprises.

Paisalo’s operational strength lies in its combination of deep distribution, data analytics, digital capabilities, and a customer-centric approach, allowing it to deliver tailored, scalable solutions while maintaining governance standards.

PAISALO Stock Price Movement​

Shares of Paisalo Digital Limited are edging higher to ₹69.50 as of 2:12 PM, gaining ₹0.75 in a 1.09% rise. The stock commands significant trading activity, with over 4.7 million shares transacting during the live market session.