Muthoot Finance Reports Strong Q1 FY27 Results; Consolidated AUM Reaches New High
Muthoot Finance Limited announced its unaudited financial results for the quarter ended June 30, 2026, highlighting robust growth across its lending portfolio and profitability. The consolidated Loan Assets Under Management (AUM) reached ₹ 1,91,532 crores, reflecting a significant year-on-year increase of 43%.The company's Consolidated Profit After Tax stood at ₹ 2,825 crores for the quarter, marking a 43% rise compared to the previous year. Meanwhile, Standalone Loan AUM grew by 43% to ₹ 1,72,053 crores, while standalone profit increased by 25% to ₹ 2,550 crores. The Consolidated Gold Loan AUM reached ₹ 1,75,527 crores, showing a 48% year-on-year increase.
In terms of operational expansion, the Group opened 86 new branches during Q1 FY27. Muthoot Finance Limited was also honored with the "Best Non-Banking Financial Company" award at the Financial Express India Best Bank Awards, presented by Shri Piyush Goyal, Hon'ble Minister of Commerce & Industry.
Consolidated and Standalone Performance Snapshot
The Board of Directors meeting reviewed and approved both the consolidated and standalone results for the quarter. Muthoot Finance Ltd. reported that its Consolidated Loan Assets Under Management grew to ₹ 1,91,532 crores in Q1 FY27, up from ₹ 1,33,938 crores in Q1 FY26.| Financial Metric | Q1 FY27 (Rs. in Crores) | Q1 FY26 (Rs. in Crores) | YoY Change |
|---|---|---|---|
| Consolidated Gross Loan Assets of the Group | 1,91,532 | 1,33,938 | 43% |
| Consolidated Profit of the Group (After Tax) | 2,825 | 1,974 | 43% |
| Standalone Loan Assets Under Management | 1,72,053 | 1,20,031 | 43% |
| Standalone Profit After Tax | 2,550 | 2,046 | 25% |
Muthoot Finance Ltd.'s core operations contributed significantly to the overall growth, maintaining a strong performance trajectory. Mr. George Jacob Muthoot, Chairman, stated that the results reflected "robust growth" and reaffirmed the company's focus on delivering accessible financial solutions as India's economy expands.
Mr. George Alexander Muthoot, Managing Director, noted that the standalone performance was driven by a 44% YoY growth in gold loan assets (up to ₹ 1,63,298 crores), reinforcing leadership in the gold loan segment supported by extensive branch networks and customer relationships.
Subsidiary Business Performance Review
The financial health of Muthoot Finance Ltd.'s various subsidiaries remains stable, demonstrating strong sectoral performance across Housing, Microfinance, Money lending, and International operations.Muthoot Homefin (India) Ltd: The wholly owned subsidiary reported Loan AUM at ₹ 3,496 crores in Q1 FY27, up from ₹ 3,096 crores in Q1 FY26, showing a 13% YoY increase. Profit After Tax increased by 114% to ₹ 4 crores against ₹ 2 crores in Q1 FY26.
Belstar Microfinance Limited (BML): BML reported Loan AUM of ₹ 7,842 crores for Q1 FY27. The company achieved a Profit After Tax of ₹ 66 crores, turning around from a loss of ₹ 128 crores in Q1 FY26. Furthermore, BML opened 45 gold loan branches in Q1 FY27 to diversify its portfolio.
Muthoot Money Ltd (MML): MML reported Loan AUM reaching ₹ 10,550 crores in Q1 FY27, up from ₹ 5,000 crores in Q1 FY26. Total revenue saw a massive increase of 139% to ₹ 511 crores, with Profit After Tax registering at ₹ 172 crores.
Asia Asset Finance PLC (AAF): The Sri Lankan subsidiary reported Loan AUM at LKR 5,270 crores in Q1 FY27, an increase of 51% YoY from the previous year's figure. Total Revenue for the quarter was LKR 357 crores, leading to a Profit After Tax of LKR 43 crores, or 137% growth compared to last year.
Key Business Highlights (MFIN)
| Metric | Q1 FY27 | Q1 FY26 | Growth YoY |
|---|---|---|---|
| Gold Loan Outstanding | 1,63,298 | 1,13,194 | 44% |
| Average Gold Loan per Branch | ₹ 32.47 Crores | ₹ 23.21 Crores | 40% |
| No. of Loan Accounts (in lakh) | 109 | 105 | 4% |
Muthoot Finance's subsidiaries also show diversified activity, with Muthoot Insurance Brokers Pvt. Limited generating a total premium collection of ₹ 70 crores in Q1 FY27.
MUTHOOTFIN Stock Price Movement
Muthoot Finance Limited shares rallied on the reporting day, closing at ₹3119.6 after gaining 3.98%, propelled by an increase of ₹119.80 over previous close. The stock traded within a narrow session range, stretching from ₹3025.7 to ₹3144.8, as 1.28 million shares found their final destination.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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