Muthoot Capital Services Ltd Reports Profit for Quarter Ended June 30, 2026
Muthoot Capital Services Limited has announced its unaudited financial results for the quarter ended June 30, 2026. The company reported a profit of Rs 812.21 lakhs for the period, reflecting a turnaround from a loss of Rs 466.99 lakhs recorded in the same quarter of the previous year (June 30, 2025).The financial performance highlights a steady rise in revenue from operations and controlled expenditure management during the reporting period. The company's total income for the quarter stood at Rs 16,063.74 lakhs, compared to Rs 14,738.26 lakhs in the quarter ended June 30, 2025.
Financial Performance Overview
The following table summarizes the key financial metrics for Muthoot Capital Services Limited:| Particulars | Quarter Ended 30.06.2026 (Unaudited) | Quarter Ended 31.03.2026 (Audited) | Quarter Ended 30.06.2025 (Unaudited) | Year Ended 31.03.2026 (Audited) |
|---|---|---|---|---|
| Interest Income | Rs 14,852.49 | Rs 14,694.98 | Rs 13,878.40 | Rs 58,091.64 |
| Fees and Charges Income | Rs 699.46 | Rs 804.66 | Rs 637.28 | Rs 2,760.49 |
| Other Income | Rs 510.93 | Rs 206.49 | Rs 217.95 | Rs 1,197.52 |
| Total Income | Rs 16,063.74 | Rs 16,842.51 | Rs 14,738.26 | Rs 63,192.40 |
| Finance Costs | Rs 7,787.33 | Rs 7,757.50 | Rs 7,509.22 | Rs 31,521.42 |
| Employee Benefits Expenses | Rs 3,151.54 | Rs 2,908.80 | Rs 2,882.10 | Rs 11,606.17 |
| Other Expenses | Rs 3,135.90 | Rs 2,799.08 | Rs 2,188.88 | Rs 10,103.25 |
| Total Expenses | Rs 14,978.39 | Rs 15,898.66 | Rs 15,354.97 | Rs 61,462.16 |
| Profit/(Loss) Before Tax | Rs 1,085.35 | Rs 77,543 | (Rs 616.71) | Rs 1,561.82 |
| Profit/(Loss) for the Period | Rs 812.21 | Rs 536.54 | (Rs 466.99) | Rs 1,117.33 |
Asset Quality and Portfolio Management
The company maintains a proactive approach to asset quality management. As of June 30, 2026, the Gross NPA (GNPA) to Advances ratio stood at 3.94%, while the Net NPA to Advances net of Stage 3 Provision ratio was 2.36%. The provision coverage ratio remained steady at 50.23%.During the reporting period, Muthoot Capital Services Limited successfully completed a transaction involving the sale and transfer of a stressed loan portfolio with an aggregate principal outstanding of Rs 203.01 Crores to Prasaditya ARC Limited. The portfolio included Gross Non-Performing Assets (GNPA) of Rs 119.83 Crores and written-off loans of Rs 83.18 Crores.
The transaction was concluded for a total consideration of Rs 93.20 Crores, which represented an average valuation of 45.91%. The company recognized Security Receipts amounting to Rs 81.01 Crores in its books as part of its ongoing portfolio management and recovery strategy.
Operational Updates and Provisions
The company reported the identification of 8 instances of fraud involving misappropriation and forgery totaling Rs 91.80 Lakhs during the quarter, for which it provided a 100% provision.Regarding provisioning policies, the company maintains an additional management overlay of Rs 2,047 lakhs as of June 30, 2026. Furthermore, the company has maintained an additional provisioning buffer of Rs 2,250 lakhs for the upcoming periodic review of the Expected Credit Loss (ECL) model in the next quarter.
Capital and Debt Metrics
Muthoot Capital Services Limited reported a Net Worth of Rs 67,836.99 Lakhs as of June 30, 2026. The Debt Equity Ratio for the period was 4.88, while the Total Debts to Total Assets ratio stood at 0.81.The company remains compliant with security cover requirements, maintaining a total security cover of 1.24 times the principal and interest on secured listed non-convertible debt securities.
MUTHOOTCAP Stock Price Movement
Muthoot Capital Services Limited shares rallied 2.66% today to settle at ₹233.77 in post-market trading. The stock climbed from a session low of ₹227.5 to reach a high of ₹239.9 on a volume of 65,739 shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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