L&T Finance Reports Strong Growth in Retail Business for Q1FY27; Disbursements Estimated at Rs 23,800 Crores
L&T Finance Limited has released a business update detailing its performance in the retail finance segment for the quarter ended June 30, 2026. The company reported strong projected growth across key metrics, including significant increases in retail disbursements and the retail loan book size.The estimated total retail disbursements for Q1FY27 stand at approximately Rs 23,800 crores, reflecting a growth of approximately 36% on a year-on-year basis.
A detailed breakdown of retail finance segments shows how the company achieved these figures:
| (Rs. in crores) | Q1FY2025-26 (Actual) | Q1FY2026-27 (Estimated) |
|---|---|---|
| Retail Disbursements | 17,522 | 23,800 |
| Rural Business Finance | 5,619 | 6,960 |
| Urban Finance | 6,851 | 10,760 |
| SMEFinance | 1,273 | 1,560 |
| Gold Finance | 1,530 | 1,920 |
| Farmer Finance | 2,200 | 2,450 |
| Acquired Portfolio | 49 | 150 |
The retail loan book at the close of Q1FY27 is estimated to be approximately Rs 1,27,450 crores. This represents a growth of around 28% compared to the actual figures reported in Q1FY25-26.
Key figures for the Retail Loan Book are as follows:
| Particulars | Q1FY2025-26 (Actual) | Q1FY2026-27 (Estimated) |
|---|---|---|
| Retail Loan Book | 99,816 | 1,27,450 |
In terms of retailisation, the company maintained a stable rate across both reporting periods. The Retailisation percentage for Q1FY2025-26 was 98%, and this figure was estimated to be 98% in Q1FY27.
LTF Stock Price Movement
Today, L&T Finance Limited shares surged to close at ₹327.55, rallying by 3.90% on a strong performance that saw the stock approach its 52-week high. The equity traded aggressively in the post-market session, with nearly 8.8 million shares changing hands during the day.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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