IDBI Bank Releases Q1 FY26 Results: Standalone Net Profit Hits 115.18 Crore; Consolidated Group Income Stands at 15,456.88 Crore
IDBI Bank Limited today released its un-audited financial results for the quarter ended June 30, 2026. The results detailed both the standalone performance of the bank and the consolidated performance of the Group.The bank's standalone net profit for the quarter stood at 115.18 crore. For the same period, Total Income reached 8,573.02 crore. Interest Expenses were reported at 4,055.28 crore, while operating expenses amounted to 2,349.93 crore.
The results also included key risk indicators: Gross NPAs were recorded at 6,089.65 crore, and Net NPAs were 35.50 crore. The bank maintained a CET1 Ratio of 26.38* for the quarter.
Consolidated Group Performance Snapshot
On a group level, IDBI Bank reported a Total Income of 15,456.88 crore for the quarter ended June 30, 2026. Net Profit for the period was 19,211.46 crore.Segment revenue contributed significantly to the Group's total income. Retail banking generated 9,640.52 crore, while Corporate/Wholesale banking reported a segment income of 2,223.10 crore. The Treasury segment accounted for 3,470.27 crore in income.
The consolidated financial results incorporate the performance of subsidiaries and associates, including IDBI Capital Markets & Securities Limited (100% holding), IDBI Intech Limited (100% holding), IDBI MF Trustee Company Limited (100% holding), IDBI Asset Management Limited (66.67% holding), and IDBI Trusteeship Services Limited (54.70% holding). Associates included in the consolidation are North Eastern Development Finance Corporation Limited (25.00%) and Biotech Consortium India Limited (27.93%).
Financial Position Overview
The bank's financial strength metrics show a Debt to Equity Ratio of 0.48, down from 0.50 in the previous quarter. The consolidated balance sheet data provides an overview of the Group's assets and liabilities:| Particulars | As at 30.06.2026 (Standalone) | As at 31.03.2026 (Standalone) | As at 31.06.2025 (Standalone) | As at 30.06.2026 (Consolidated) |
|---|---|---|---|---|
| Capital | 10.752.40 | 10.752.40 | 10.752.40 | 10.752.40 |
| Reserves and Surplus | 58.958.49 | 56.885.18 | 51.614.24 | 59.890.59 |
| Deposits | 3,25,756.72 | 3,47,162.68 | 2,96,781.98 | 3,25,410.28 |
| Borrowings | 26,092.17 | 28,054.54 | 22,388.18 | 26,181.00 |
| TOTAL (Liabilities) | 4,66,559.66 | 4,66,559.66 | 4,03,119.72 | 4,67,380.11 |
Key Operational Details and Ratios (Standalone)
The bank's operational performance details for the quarter ended June 30, 2026 included:| Metric | Q1 Ended Jun 30, 2026 | Q1 Ended Mar 31, 2026 | Q1 Ended Nov 30, 2025 |
|---|---|---|---|
| Total Income (1+2) | 8,573.02 | 9,409.45 | 8,458.02 |
| Interest Funded | 4,055.28 | 3,947.05 | 3,855.23 |
| Operating Expenses | 2,349.93 | 2,419.02 | 2,248.75 |
| Net Profit for the period | 115.18 | 1,943.17 | 2,007.36 |
| Gross NPAs | 6,089.65 | 6,025.11 | 6,385.30 |
Notes on Project Finance and Loan Management
Regarding project finance disclosures for the quarter ended June 30, 2026:| Item Description | No of Accounts | Total Outstanding (in ₹ crore) |
|---|---|---|
| Projects under implementation accounts at the beginning of quarter | 84 | 1530.48+ |
| Projects under implementation accounts sanctioned during the quarter | 12 | 201.70 |
| Projects under implementation accounts where DCCO has been achieved during the quarter | 27 | 115.66 |
The bank also detailed its management of Security Receipts (SRs). The portfolio held 3,543.43 crore in total SRs. The Bank maintained a 100% provision on carrying value of investments totaling 3,543.43 crore in SRs as of June 30, 2026.
The financial results were reviewed by the Joint Statutory Auditors, Chokshi & Chokshi LLP and Suri & Co., who issued unmodified review reports for both standalone and consolidated results.
IDBI Stock Price Movement
IDBI Bank Limited saw its shares climb on Friday, closing at ₹87.02 after gaining 1.71%. The stock traded a volume of 12.36 million shares throughout the day.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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