Dhanlaxmi Bank Q3 FY26 Business Grows 21% as Advances and Gold Loans Accelerate

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Thrissur, January 5, 2026: Dhanlaxmi Bank Limited reported a strong expansion in its core business metrics for the quarter ended December 31, 2025, led by sharp growth in advances, gold loans, and MSME lending.

Business Performance Snapshot​

The bank’s total business increased to ₹31,933 crore as of December 31, 2025, reflecting a year-on-year growth of 20.76 percent. The expansion was supported by healthy momentum in both deposits and advances, indicating improved balance sheet traction during the quarter.

Key Business Indicators (₹ crore)​

ParticularsDec 31, 2024Mar 31, 2025Dec 31, 2025YoY Growth (%)
Total Business26,44328,21931,93320.76
Total Deposits15,06816,01317,83918.39
CASA4,6024,6475,0189.04
Gross Advances11,37512,20614,09423.90
Gold Loans3,5533,7995,36150.89
MSME Advances1,6161,6312,06427.72

Advances Drive Growth Momentum​

Gross advances rose to ₹14,094 crore, registering a robust year-on-year growth of 23.9 percent. Within the loan book, gold loans emerged as a key growth driver, surging nearly 51 percent year-on-year to ₹5,361 crore. MSME advances also showed strong traction, rising 27.72 percent to ₹2,064 crore, highlighting increased focus on small business lending.

Deposit Franchise Strengthens​

Total deposits stood at ₹17,839 crore at the end of the quarter, up 18.39 percent from the year-ago period. CASA balances increased to ₹5,018 crore, marking a 9.04 percent year-on-year growth and supporting funding stability.

About the Company​

Dhanlaxmi Bank Limited is a private sector bank headquartered in Thrissur, Kerala, offering a range of banking and financial services across retail, MSME, and corporate segments. The bank is listed on Indian stock exchanges and continues to focus on strengthening its balance sheet through growth in advances and deposits.

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