Dar Credit & Capital Reports Strong FY2025-26 Performance, Boosts Capital Through Listing and NCD Issuance

Dar Credit & Capital Reports Strong FY2025-26 Performance, Boosts Capital Through Listing and NCD Issuance​

Dar Credit & Capital Ltd., an NSE-listed Non-Banking Financial Company (NBFC), announced its audited financial results for the financial year ended March 31, 2026. The company reported a period of robust financial performance, accelerated business expansion, and substantial strengthening of its capital structure, reinforcing its position as a fast-growing financial institution focused on financial inclusion.

The NBFC noted that its growth across key financial and operational parameters during FY2025-26 was driven by strong demand across its lending portfolio, strategic geographic expansion, and disciplined risk management practices.

Financial and Operational Highlights​

The company's financial strength and operational footprint were highlighted in its recent report.


Operationally, DCCL maintains a presence across six states: West Bengal, Bihar, Jharkhand, Rajasthan, Madhya Pradesh, and Gujarat, operating 35 branches in urban, semi-urban, and rural markets. The company emphasized its sustained focus on portfolio quality, operational efficiency, and governance excellence.

Strategic Capital Strengthening​

During FY2025-26, DCCL executed multiple strategic initiatives aimed at strengthening its liability profile and enhancing long-term growth capabilities.

Key capital milestones include:

1. NSE Emerge Listing: The company achieved successful listing on the NSE Emerge Platform by raising an aggregate amount of ₹2,565.60 lakhs through the issuance of 42,76,000 Equity Shares (face value ₹10 each) at ₹ 60 each.
2. NCD Issuance: DCCL also completed a fund raise of ₹61 crores through the issuance of Non-Convertible Debentures (NCDs).

These funding initiatives are designed to bolster the company's capital base, allowing it to accelerate growth while maintaining a resilient balance sheet structure.

Management Perspective​

Ramesh Kumar Vijay, Chairman of Dar Credit & Capital Ltd., commented on the company’s annual performance, stating that FY2025-26 was a transformative year.

"Our sustained growth in AUM, profitability and net worth reflects the resilience of our business model and the dedication of our team," he said. "The successful capital raising initiatives undertaken during the year demonstrate growing confidence from investors, lending institutions and stakeholders in DCCL's long-term vision and growth potential."

The company remains committed to building a technology-enabled and governance-driven lending franchise, focusing on expanding access to credit across underserved customer segments and leveraging technology-driven processes.

DCCL stated that while the NBFC sector presents significant long-term growth opportunities in underserved and underpenetrated credit markets, it remains focused on disciplined execution, responsible lending, and advancing financial inclusion across India.

DCCL Stock Price Movement​

Dar Credit & Capital Limited saw its stock rally today, settling at ₹41.90 after a 4.75% gain on post-market trading. The stock's upward trajectory was supported by significant trading interest, which saw total volume reach 32,000 shares.