CreditAccess Grameen Reports Strong Q1 FY27 Performance, Highlights Growth in GLP and Asset Quality Improvement
CreditAccess Grameen Limited has released its Interim Business Update for June 2026, showcasing strong operational momentum across key metrics. The figures provided are provisional and subject to limited review by the Joint Statutory Auditors and approval of the Audit Committee and Board of Directors.The company reported robust growth in Gross Lending Portfolio (GLP) and Rural Finance (RF) Share percentage during Q1 FY27.
Key Business Metrics Overview
The financial health and operational scale of CreditAccess Grameen are detailed across various periods, as presented below:| Metric | Jun-25 | Mar-26 | Jun-26 | YoY% |
|---|---|---|---|---|
| GLP (INR Cr) | 26,055 | 29,590 | 30,319 | 16.4% |
| RF Share % | 7% | 18% | 21% | - |
Disbursements and Operational Reach
The company's disbursements and borrower additions have shown significant increases when compared to prior periods:| Metric | Q1 FY26 | Q4 FY26 | Q1 FY27 | YoY% |
|---|---|---|---|---|
| Disbursements (INR Cr) | 5,458 | 8,313 | 6,107 | 11.9% |
| Borrower Additions (Lakh) | 2.2 | 3.3 | 2.5 | 17.5% |
The company's operational footprint also expanded, with the branch network increasing from 2,114 in Q1 FY26 to 2,276 in Q1 FY27, marking a growth of 7.7%.
Improving Asset Quality Trends
CreditAccess Grameen noted continuous improvement in its PAR trends. The Jun-26 X-Bucket CE percentage stood at 99.68%.The asset quality metrics across various PAR buckets demonstrate a downward trend:
| PAR Buckets | Mar-26 | Jun-26 |
|---|---|---|
| PAR 0+% | 3.0% | 2.2% |
| PAR 30+% | 2.7% | 1.9% |
| PAR 60+% | 2.5% | 1.6% |
| PAR 90+% | 2.3% | 1.5% |
Statewise PAR Performance
The performance across the top five states, focusing on PAR 0+% and PAR 90+ metrics, is summarized below:| Top 5 States | MAR-26 (PAR 0+) | MAR-26 (PAR 90+) | JUN-26 (PAR 0+) | JUN-26 (PAR 90+) |
|---|---|---|---|---|
| Karnataka | 3.6% | 2.8% | 2.4% | 1.6% |
| Maharashtra | 2.5% | 2.0% | 2.0% | 1.3% |
| Tamil Nadu | 2.8% | 2.0% | 2.2% | 1.4% |
| Madhya Pradesh | 3.5% | 2.7% | 2.9% | 1.9% |
| Bihar | 4.3% | 3.3% | 3.0% | 2.1% |
| Others | 2.2% | 1.7% | 1.7% | 1.1% |
| Total | 3.0% | 2.3% | 2.2% | 1.5% |
CREDITACC Stock Price Movement
CREDITACCESS GRAMEEN LIMITED shares edged higher today, closing at ₹1557 after marking a 0.89% gain in trading. The equity secured its 52-week high during the session, with trading volume registering 564,596 shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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