Bandhan Bank Reports Financials: Loans and Advances Increase, Deposit Trends Detailed for June 2026
Bandhan Bank Limited has released a detailed summary of its financial standing concerning deposits, advances, and various operational metrics for the quarter ended June 30, 2026. The bank provided key figures across multiple time periods (June 30, 2025; March 31, 2026; and approximate figures for June 30, 2026) showing performance trends in loans, deposits, and collection efficiency.Financial Position Overview
The Bank’s data highlights movement in lending activity and deposit mobilization. Loans & Advances (On book + PTC) showed an increase of 16.4% compared to the prior period, reaching approximately 1,55,513 ₹ Crore by June 30, 2026, up from 1,33,624 ₹ Crore on June 30, 2025, and increasing by 0.8% from March 31, 2026.Total Deposits stood at approximately 1,64,886 ₹ Crore as of June 30, 2026, showing a 6.6% increase from the prior period but a decline of 0.9% from March 31, 2026. Retail Deposits (including CASA) were reported at 1,21,956 ₹ Crore (approximately), maintaining a strong trend with a 15.6% year-on-year growth.
A summary of the key financial metrics is presented below:
| Metric | June 30, 2025 (₹ Crore) | March 31, 2026 (₹ Crore) | June 30, 2026 (Approx.) | YoY (%) | QoQ (%) |
|---|---|---|---|---|---|
| Loans & Advances (On book + PTC) | 1,33,624 | 1,54,233 | 1,55,513 | 16.4% | 0.8% |
| Total Deposits | 1,54,666 | 1,66,344 | 1,64,886 | 6.6% | -0.9% |
| CASA Deposits | 41,858 | 48,752 | 48,478 | 15.8% | -0.6% |
| Retail Term Deposits | 63,661 | 73,794 | 73,478 | 15.4% | -0.4% |
| Retail Deposits (incl CASA) | 1,05,519 | 1,22,546 | 1,21,956 | 15.6% | -0.5% |
| Bulk Deposits | 49,147 | 43,798 | 42,930 | -12.7% | -2.0% |
| Retail to Total Deposits (%) | 68.22% | 73.67% | 73.96% | ||
| Bulk to Total Term Deposits (%) | 43.57% | 37.25% | 36.88% | ||
| CASA Ratio (%) | 27.06% | 29.31% | 29.40% |
Additionally, the bank's Loan to Capital Adequacy Ratio (LCR) as of June 30, 2026, stands at approximately 146.65%.
Collection Efficiency Report
The Bank provided a detailed look into its collection efficiency ratios for both March and June 2026.According to the data released, the Pan Bank Collection Efficiency was reported at 98.9% in March 2026, maintaining the same rate of 98.9% by June 30, 2026.
For other segments, the efficiency rates were as follows:
| Segments | March 31, 2026 (%) | June 30, 2026 (Approx.) (%) |
|---|---|---|
| EEB | 98.6% | 98.5% |
| Non EEB | 99.2% | 99.4% |
BANDHANBNK Stock Price Movement
Shares of Bandhan Bank Limited today shed 2.75%, with the equity settling near ₹199.46 after trading closed for the day. The stock saw heavy activity, recording a total traded volume of 5.56 million shares.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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