
Bandhan Bank Announces Financial Results for Q4 FY26, Recommends Dividend, and Names Key Heads
Bandhan Bank Limited announced its audited financial results for the fourth quarter (Q4) and the full financial year ended March 31, 2026, at a Board meeting held in Kolkata on April 28, 2026. The bank's financial performance showed significant growth across key metrics, and the Board recommended a dividend to be approved by shareholders.The statutory auditors, M/s. V. Sankar Aiyar & Co. and M/s. V. Singhi & Associates, confirmed the audited results with an unmodified opinion.
Key Financial Highlights (Q4 FY26)
The Bank reported a robust performance for Q4 FY26, with notable growth in deposits and advances compared to the previous year.The total deposits stood at Rs. 1.66 lakh crore as of March 31, 2026, marking a 10% year-over-year (YoY) growth. During the same period, Gross Advances grew by 13% YoY, reaching Rs. 1.54 lakh crore.
Profitability saw a substantial increase, with the profit after tax (PAT) for the quarter ending March 31, 2026, recorded at Rs. 534 crore, an increase of 68% YoY.
Performance Snapshot
The performance metrics for the quarter and full year ended March 31, 2026, are summarized below:| Metric | Q4 FY26 (March 31, 2026) | Q4 FY25 (March 31, 2025) | YoY Growth |
|---|---|---|---|
| Deposits | Rs. 1.66 lakh crore | Rs. 1.51 lakh crore | 10% |
| Gross Advances | Rs. 1.54 lakh crore | Rs. 1.37 lakh crore | 13% |
| CASA Deposits | Rs. 48,752 crore | Rs. 47,437 crore | 2.8% |
| Net Profit | Rs. 534 crore | Rs. 318 crore | 68% |
The Bank also reported that the collection efficiency for Emerging Entrepreneurs Business (EEB) loans was 99.3% for Q4 FY26, improving from 98.2% recorded in Q3 FY26. Asset quality ratios remained stable, with Net NPA at 1.0% and Gross NPA at 3.3% in Q4 FY26, flat sequentially.
Dividend Recommendation
During the Board meeting, the Bank's Board of Directors recommended a dividend of Rs. 1.50 per equity share, representing a 15% payout on the face value of Rs. 10 per share. This dividend is for the financial year ended March 31, 2026, and is subject to approval by the Bank's shareholders at the ensuing Annual General Meeting (AGM).Management Appointments
The Board also approved key appointments to enhance operational leadership:- Mr. Surajit Roy Choudhury was approved as the Head Emerging Entrepreneurs Business, effective from June 30, 2026. Mr. Roy Choudhury has over 25 years of banking experience, having previously served as the Zonal Branch Banking Head East Zone I.
- Mr. Sujoy Roy was appointed as the National Collection Head for all lending products, effective April 28, 2026. Mr. Roy has over 27 years of experience and previously led the expansion of branch operations and managed a liabilities portfolio of approximately Rs. 150,000 Crore.
Corporate Governance
The Board approved the proposal to seek shareholder approval for the appointment of Mr. Debashish Mukherjee as an Independent Director via a Special Business resolution through the Postal Ballot mechanism.Financial Results Summary (Rs. Lakhs)
The audited financial results for the quarter and full year ended March 31, 2026, show the following segment details:| Segment | Total Income (Q4 FY26) | Total Income (Q4 FY25) | Net Profit (Q4 FY26) | Net Profit (Q4 FY25) |
|---|---|---|---|---|
| Total Income | 6,19,912.62 | 6,12,224.61 | 53,413.84 | 20,559.09 |
Balance Sheet Overview (As at March 31)
| Particulars | As at March 31, 2026 | As at March 31, 2025 |
|---|---|---|
| Deposits | 1,66,34,444.65 | 1,51,21,249.91 |
| Advances | 1,50,10,377.79 | 1,31,98,731.77 |
| Total (Assets & Liabilities) | 2,11,12,372.65 | 1,91,47,628.85 |
***
Note: All figures are reported in currency units (Lakhs/Crores) as presented in the original filings.
BANDHANBNK Stock Price Movement
Bandhan Bank Limited shares today shed 2.13% to close at ₹178.65, marking a decline of ₹3.87. The stock traded on high volume today, dipping from an intraday peak of ₹183.09 to settle, with over 8.52 million shares recorded in total volume.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
The information provided is for general informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any securities. Readers are advised to rely on their own assessment and judgment and consult appropriate financial advisers, if required, before taking any investment-related decisions.
Any views, opinions, or statements expressed, where applicable, are those of the respective analysts or experts and do not reflect the views of this website. The website has no association with such viewpoints and does not assume any responsibility for them.