Bajaj Housing Finance Reports on Sustainability and ESG Performance for FY2025-2026

Bajaj Housing Finance Reports on Sustainability and ESG Performance for FY2025-2026​

Bajaj Housing Finance Limited (BHFL) has published its Business Responsibility and Sustainability Report (BRSR) covering the financial year ended March 31, 2026. The report details the company's commitment to ethical business conduct, operational efficiency, and stakeholder engagement, providing metrics on environmental stewardship, human capital development, and governance oversight.

The BRSR affirms BHFL’s dedication to sustainable growth while maintaining high standards of corporate integrity. SGS India Private Limited conducted an independent assurance review on the report, assigning a Reasonable level of Assurance for core indicators and a Limited level of assurance for remaining disclosures.

Financial and Operational Snapshot​

As part of its commitment to transparency, BHFL provided key operational metrics alongside its financial health in the reporting period.

The company's financial scale and corporate identity are detailed below:


Operationally, BHFL serves the national market across 18 States and 2 Union Territories (UTs) through a network of 226 offices. The company's business activities are focused entirely on financial and insurance services, with 100% of turnover derived from activities of house financing companies.

Environmental and Energy Footprint​

BHFL demonstrated focus on resource management by tracking its energy consumption and waste generation across the reporting years.

Energy and Emissions:
The company's energy usage saw specific metrics recorded for FY2026. Total energy consumed during the year was 15,742.20 Gigajoules (GJ), up from 13,208.35 GJ in FY2025. The energy intensity per crore of total revenue stood at 1.41, showing an improvement compared to 1.38 in the previous year.

In terms of greenhouse gas (GHG) emissions, the company reported:

• Total Scope 1 Emissions: 374.82 Metric tonnes (MT) of CO2 equivalent in FY2026.
• Total Scope 2 Emissions: 2,072.08 MT of CO2 equivalent in FY2026.

The total Scope 1 and Scope 2 emissions intensity was recorded at 0.22 per crore of revenue from operations.

Waste Management:
Regarding circularity, BHFL reported a Total waste generated of 11.36 metric tonnes (MT) for FY2026. This includes plastic waste (A) at 1.75 MT and E-waste (B) at 1.27 MT. The company’s operations also track water consumption, recording 37,760 kilolitres (KL) of total water consumption in FY2026.

Social Governance and Human Capital​

The BRSR underscores BHFL's commitment to the well-being of its workforce and fair engagement with stakeholders.

Employee Wellbeing:
BHFL reported a 100% coverage rate for both Health insurance and Accident insurance among all permanent employees (Male: 1,917; Female: 135). Furthermore, the company ensured that 100% of permanent employees were provided maternity benefits in FY2026.

Stakeholder Engagement:
BHFL engages with diverse stakeholders, including customers, investors, and regulators, through various channels such as customer satisfaction surveys, investor calls, and grievance cells. The report highlighted a Customer Satisfaction (CSAT) score of 92.32% for the fiscal year.

Compliance and Integrity​

The company maintained strong adherence to ethical standards throughout the review period. BHFL confirmed that it operates with an Anti-bribery and Anti-corruption Policy, noting that no penalties, fines, or settlements were incurred by the entity related to bribery or corruption in the financial year.

In terms of operational risks, BHFL utilizes a comprehensive framework for risk management, identifying opportunities such as improving risk assessment capabilities and ensuring strong corporate governance. The company also reported that it has committed to significant environmental initiatives, including planting more than 25,000 saplings.

The detailed BRSR is available on the Company's website, showcasing BHFL's efforts toward a responsible and sustainable business model.

BAJAJHFL Stock Price Movement​

On Friday, shares of Bajaj Housing Finance Limited rallied, closing out at ₹91.35 after gaining 2.77% on the day. The stock saw solid trading activity, reaching a daily high of ₹94.00 and settling well above its previous close of ₹88.65.