Aye Finance Reports Q1FY27 Business Highlights: AUM Grows 28% Driven by New Customer Onboarding

Aye Finance Reports Q1FY27 Business Highlights: AUM Grows 28% Driven by New Customer Onboarding​

Aye Finance Limited, formerly known as Aye Finance Private Limited, has reported key business highlights for the quarter ended June 30, 2026. The company saw a significant rise in its Assets Under Management (AUM) and maintained strong operational efficiencies while managing asset quality parameters.

The financial data provided reflects the performance across loan portfolios, productivity metrics, and asset quality indicators for Q1FY27 compared to previous periods.

Loan Portfolio and Growth Metrics​

In terms of portfolio health, AUM reached 7,329 Cr in Q1FY27, marking a 28% year-on-year (Y-o-Y) growth from 5,721 Cr in Q1FY26. While the overall borrower base increased to 6,70,570—a 18% rise from 5,68,290 borrowers in Q1FY26—disbursement figures for Q1FY27 were 1,219 Cr, which showed a 22% Y-o-Y increase but was down 26% compared to Q4FY26.

The addition of new borrowers saw the most substantial growth, reaching 44,736 in Q1FY27, compared to 32,373 in Q1FY26, representing a 38% Y-o-Y rise.

Key statistics for the loan portfolio across quarters are detailed below:

Asset Quality and Collections​

The company reported key metrics for asset quality parameters. The gross non-performing assets (GNPA) stood at 4.57% in Q1FY27, showing stability when compared to the previous period's 4.60%, while quarterly net charge-offs were stable across comparative periods.

Asset quality figures:

Management commentary noted a 20 basis point reduction in GNPA compared to the preceding quarter and expressed expectation that this improving trend in asset quality will accelerate throughout FY27.

Productivity and Operations​

The company recorded operational metrics indicating enhanced productivity in Q1. Employees stood at 10,891 in Q1FY27, up from 9,544 in Q1FY26 (a 14% increase). This resulted in AUM per employee growing by 12%, specifically reaching 0.67 compared to 0.60 in Q1FY26, and 0.65 in Q4FY26.

Management noted that productivity gains in the quarter drove operating leverage, as a 28% growth in AUM accompanied by only a 12% increase in headcount resulted in a corresponding rise in AUM per employee.

The company maintained strong collection efficiency across various buckets. NonOD Collection Efficiency (CE%) stood at 99.2% for Q1FY27, following similar performance throughout the recent period. Bucket 1 CE% reached 54.5% in Q1FY27, reflecting operational efficiency over the last nine reported months.

AYE Stock Price Movement​

As of 3:18 PM, shares of Aye Finance Limited are slipping by 1.60% in live trading, with the stock currently priced at ₹173.25 after shedding ₹2.81 per share. The equity sees a traded volume of 628,440 shares as it moves within today's range, which extends from a low of ₹167.8 to a high of ₹175.79.