Aavas Financiers Reports Strong Performance in Fiscal Year 2026
Aavas Financiers Limited announced key performance highlights for the quarter and financial year ended March 31, 2026, indicating a period of substantial growth and improved asset quality.The company's Assets Under Management (AUM) reached approximately INR 235 billion, representing a 15% year-over-year increase. Disbursements for the fourth quarter of fiscal year 2026 totaled approximately INR 23.5 billion, up 16% year-over-year and 36% quarter-over-quarter.
Key financial and operational metrics include:
| Parameters | Period | Particulars |
|---|---|---|
| AUM | 31-Mar-26 | ~INR 235 bn |
| Disbursement | Q4FY26 | ~INR 23.5 bn |
| 1+ DPD | 31-Mar-26 | ~3.17% |
| Gross Stage 3 | 31-Mar-26 | ~1.07% |
| Branches | 31-Mar-26 | 435 |
| Incremental Securitized (DA) Loan Portfolio | Q4FY26 | ~INR 4.7 bn |
| Incremental Borrowings | Q4FY26 | ~INR 20.6 bn |
| Liquidity Position | 31-Mar-26 | ~INR 31.9 bn |
The company’s 1+ Days Past Due (DPD) improved to 3.17%, a decrease of 63 basis points quarter-over-quarter. The Gross Stage 3 ratio also improved, falling to 1.07%, a 12 basis point decrease quarter-over-quarter. Aavas Financiers added 38 branches during fiscal year 2026, bringing the total to 435 branches. Credit rating agencies CARE and ICRA have upgraded the company’s outlook to AA with a Positive Outlook. The company placed INR 5 billion of ICRA AAA (SO) rated PTCs in March 2026 and secured incremental borrowings of approximately INR 20.6 billion in the fourth quarter.
The provisional results are subject to review and approval by the Audit Committee, Board of Directors, and Joint Statutory Auditors of the Company.
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