Aadhar Housing Finance Reports Q1 Results, Highlights Strong Profitability and Maintains Adequate Asset Cover
Aadhar Housing Finance Limited announced its unaudited Standalone and Consolidated Financial Results for the quarter ended June 30, 2026. The results reflect significant operational performance across the group, with the company maintaining key financial ratios and providing updates on corporate developments.The Board of Directors approved the results at a meeting held on July 31, 2026. The company also provided comprehensive disclosures regarding its utilization of issue proceeds from listed non-convertible securities and maintained that the security cover for these debentures was adequate as of June 30, 2026.
Q1 Financial Performance Snapshot
For the quarter ended June 30, 2026 (figures are in lakhs), the company reported strong revenue generation and profitability at both the standalone and consolidated levels.A summary of key financial metrics for the quarter ended June 30, 2026 is detailed below:
Financial Results Summary (Rs in lakhs)
| Metric | Consolidated | Standalone |
|---|---|---|
| Total Income | 99,719 | 99,277 |
| Total Expenses | 63,356 | 59,436 |
| Profit Before Tax | 36,363 | 36,357 |
| Profit After Tax | 28,236 | 28,231 |
Key Ratios and Operational Health
The company reported a healthy operational profile, with various ratios indicating strong financial management and risk mitigation.Key Financial Ratios (As at June 30, 2026)
| Ratio | Value |
|---|---|
| Net profit Margin (%) | 28.31% |
| GNPA (Stage 3 gross loans / Total gross loans) | 1.32% |
| NNPA | 0.87% |
| Provision Coverage Ratio (%) | 34.12% |
| Capital Adequacy Ratio (CRAR) (%) | 43.39% |
| Liquidity Coverage Ratio (LCR) (%) | 244.96% |
| Debt Equity Ratio | 2.36 |
Corporate and Regulatory Updates
The company reported several material corporate updates during the quarter:- Share Allotment: The parent company allotted 1,633,407 equity shares of Rs 10 each as part of an employee stock options plan.
- Labour Code Impact: The Group estimated the financial implication of changes introduced by the Labour Codes (including a uniform definition of wages) to be an increase in liability towards gratuity and compensated absences arising out of past service cost, amounting to Rs 1,592 lakhs (net of tax Rs 1,240 lakhs). This incremental impact was presented under "Exceptional Items" in the consolidated unaudited results for the year ended March 31, 2026.
- Loan Assignment: Details confirmed that during the quarter, 4,088 loan accounts amounting to Rs 39,742 lakhs were assigned by the company.
The company also affirmed that its issued Non-Convertible Debentures are secured by a pari passu first charge on standard book debts and current assets, and confirmed adequate asset cover maintained as per the term sheet for the NCD Series issued and listed with BSE.
AADHARHFC Stock Price Movement
Today, Aadhar Housing Finance Limited shares climbed in the market, closing up 1.84% after trading at ₹499.8. The stock saw a traded volume of 224,744 shares during the session.Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
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