retail loans

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    HDFC Bank Faces Challenges with Deposit Mobilization

    Mumbai, April 4 – HDFC Bank reported on Saturday a widening gap between credit and deposit growth in the March quarter, as strong loan expansion continued to outpace relatively slower deposit mobilization, keeping the bank's credit-deposit ratio elevated.According to an exchange filing, the...
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    Credit Growth Accelerates in India: Key Drivers and Risks

    India’s Credit Growth Surges 61% in FY26, Driven by Retail and MSMEs Strong Demand Fuels Credit Expansion New Delhi, March 26 – India’s credit growth experienced a significant surge in fiscal year 2026, increasing by 61 per cent, according to a new report released on Thursday. The growth was...
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    Retail Loan Growth Surges 18.1% to ₹162 Lakh Crore in Q3 FY26, Gold-Backed Lending Leads Expansion

    Mumbai, February 24: India’s outstanding retail loans expanded sharply by 18.1 per cent year on year in the December quarter of FY26, reaching ₹162 lakh crore, driven primarily by a surge in gold-backed lending, festive season demand, and the impact of GST rationalization, according to data...
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