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  1. H

    Assessing Financial Stability: How Carbon Exposure Impacts Banking Efficiency

    Climate Exposure Threatens Bank Profits: IIM Lucknow Study Warns of Hidden Credit Risks in Carbon-Intensive Lending Financial Resilience Hinges on Decoupling from Fossil Fuels, Study Reveals IIM Lucknow researchers have issued a stark warning regarding the long-term financial health of banking...
    • Himanshu
    • Thread
    • banking sector carbon emissions climate change impact credit risk financial regulation financial risk iim lucknow lending portfolio sectoral exposure sustainability finance
    • Replies: 0
    • Forum: Business
  2. H

    Small Business Credit in India Rises to ₹47.8 Lakh Crore

    New Delhi, April 2 India's small business credit ecosystem maintained stable momentum in the December 2025 quarter, with total credit exposure rising 14.9 per cent year-on-year to ₹47.8 lakh crore, a report showed on Thursday.The joint analysis by CRIF and SIDBI highlighted that sole...
    • Himanshu
    • Thread
    • asset quality credit exposure credit penetration credit risk crif lending loan portfolio nbfcs non-banking financial companies origination value sidbi small business credit sole proprietors telangana uttar pradesh west bengal
    • Replies: 0
    • Forum: Business
  3. H

    Personal Loan Book Growth: Digital NBFCs Poised for Significant Expansion

    Digital NBFCs Projected to Oversee ₹3.6 Trillion Personal Loan Market by FY30 New Delhi, March 30 – Digital non-banking finance companies (NBFCs) are poised to dominate the personal loan market, with projections indicating a portfolio exceeding ₹3.6 lakh crore by fiscal year 2030, according to a...
    • Himanshu
    • Thread
    • borrower segments capital adequacy credit risk digital non-banking finance companies financial performance fintech association for consumer empowerment fy23 fy25 fy30 growth rate institutional investors loan portfolio non-performing assets personal loans regulatory framework
    • Replies: 0
    • Forum: Business
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