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    Gold Loan Growth Drives Indian Credit Expansion

    New Delhi, March 31 – Gold loans have emerged as the leading segment in India's retail credit market, accounting for 36 per cent of loan volumes and approximately 40 per cent by value, driven by rising gold prices and increasing consumer preference for secured borrowing, a report said on...
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    Retail Loan Growth Surges 18.1% to ₹162 Lakh Crore in Q3 FY26, Gold-Backed Lending Leads Expansion

    Mumbai, February 24: India’s outstanding retail loans expanded sharply by 18.1 per cent year on year in the December quarter of FY26, reaching ₹162 lakh crore, driven primarily by a surge in gold-backed lending, festive season demand, and the impact of GST rationalization, according to data...
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    India Retail Lending Surges to ₹162.7 Lakh Crore in Q3 FY26 as Asset Quality Improves: CRIF High Mark

    India’s retail lending portfolio expanded sharply in the third quarter of FY26, reaching ₹162.7 lakh crore, marking an 18.1 per cent year on year growth, according to a report released on Tuesday by CRIF High Mark.The report shows that the retail credit ecosystem continues to deepen, supported...
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