SIP Inflows Hit Record ₹31,781 Crore in June; Recovery Surge as Stoppage Ratio Falls Below 100%
The mutual fund industry recorded a landmark month in June, with Systematic Investment Plan (SIP) contributions surging to a record ₹31,781 crore. This substantial rise reflects renewed investor confidence and steady long-term commitment toward financial goals. The positive trend was complemented by significant improvements across various metrics, including the SIP stoppage ratio and overall retail participation.SIP Contributions Achieve All-Time High
SIP contributions rose 2.7 percent in June compared to May, reaching ₹31,781 crore. This represents a massive 16.5 percent jump from the contribution level of ₹27,269 crore recorded in June 2025. The continuous growth signifies robust commitment from retail investors towards disciplined wealth creation through SIPs.Stoppage Ratio Improves as New Registrations Overtake Closures
The industry witnessed an encouraging shift in SIP management dynamics. The stoppage ratio improved significantly in June, falling to approximately 94.6 percent. This means that fresh SIP registrations surpassed the number of discontinued plans for the second consecutive month.AMFI data indicated that 55.51 lakh new SIPs were registered during June. Conversely, 50.64 lakh SIPs were discontinued due to maturity or closure during the same period. This improvement follows a recent recovery trend where the ratio had dropped from 95.5 percent in May.
Retail Participation Strengthens Across AUM and Account Bases
Retail involvement gained momentum on a year-on-year basis, demonstrating increasing investor engagement. The number of contributing SIP accounts grew to 9.78 crore in June, up from 8.64 crore a year prior. This accounts base also showed growth compared to May, standing at 9.64 crore.SIP assets under management (AUM) rose to ₹17.70 lakh crore, an increase from ₹15.31 lakh crore in June 2025 and up from ₹17.12 lakh crore recorded in May. These SIP assets now constitute 21.5 percent of the mutual fund industry's total AUM, up from 20.6 percent a year ago.
Equity Fund Inflows Drive Growth
The rise in overall contributions was strongly bolstered by robust inflows into equity mutual funds. Equity schemes attracted ₹28,973 crore during June, showing significant momentum. This continuous trend marks the 64th consecutive month of net inflows for this segment.Mid-cap funds led the category among the available data points. They received an inflow of ₹6,090 crore. Small-cap funds attracted ₹5,602 crore, while flexi-cap funds saw strong traction with ₹5,231 crore in inflows.
Overall Industry AUM Rises Amidst Debt Net Outflows
The total mutual fund industry assets under management (AUM) climbed 0.79 percent month-on-month to reach ₹82.22 lakh crore. This overall growth was supported by the positive performance seen across various funds. However, debt mutual funds experienced net outflows amounting to ₹1.09 lakh crore.The net redemptions in debt schemes were largely attributed to advance tax-related requirements at quarter-end from liquid and short-duration investments.
Disclaimer: Due care and diligence have been taken in compiling and presenting news and market-related content. However, errors or omissions may arise despite such efforts.
The information provided is for general informational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any securities. Readers are advised to rely on their own assessment and judgment and consult appropriate financial advisers, if required, before taking any investment-related decisions.
Any views, opinions, or statements expressed, where applicable, are those of the respective analysts or experts and do not reflect the views of this website. The website has no association with such viewpoints and does not assume any responsibility for them.