Satin Creditcare Network Reports Business Update for Q4 and 12M FY26
Satin Creditcare Network Limited has released its business update for the fourth quarter and twelve months ending in the financial year 2026, detailing key performance metrics across its operations.The company reported that its Assets Under Management (AUM) grew by 19% year over year (YoY) to reach ₹ 15,275 crores on a consolidated basis as of March 31, 2026, attributed to an increase in disbursements. Disbursements for the fiscal year 2026 grew by 17% YoY to ₹ 12,516 crores on a consolidated basis, a growth supported by improved operational efficiency.
During the financial year, Satin Creditcare Network added 739,501 new borrowers, with 246,281 new borrowers added specifically in Q4 FY26.
Financial Highlights
The company provided a comparative look at its AUM and Disbursement figures.| Metric | As of March-26 (₹ Crores) | As of March-25 (₹ Crores) | YoY Change |
|---|---|---|---|
| Consolidated AUM | 15,275 | 12,784 | 19% |
| Standalone AUM | 12,933 | 11,316 | 14% |
| Metric | FY26 (₹ Crores) | FY25 (₹ Crores) | YoY Change | Q4FY26 (₹ Crores) | Q3FY26 (₹ Crores) |
|---|---|---|---|---|---|
| Consolidated Disbursement | 12,516 | 10,663 | 17% | 4,422 | 3,227 |
| Standalone Disbursement | 11,203 | 9,837 | 14% | 3,820 | 2,896 |
The data also shows Quarter over Quarter (QoQ) changes for disbursements, with consolidated disbursements increasing by 37% in Q4 FY26 compared to Q3 FY26, and an increase of 43% in Q4 FY25 compared to the same period in the previous year.
Operational Updates for FY26
In terms of credit cost, the figure for FY26 was in the range of 3.8% to 4.0%, compared to 4.6% in FY25. Operationally, the company added 392 new branches during the year, with 25 branches added in Q4 FY26. This brought the total branch count to 1,841 as of March 31, 2026, with consolidated branches standing at 2,015.Other key operational achievements include:
- XBucket collection efficiency for March '26 stood at approximately 99.9%.
- The company raised approximately ₹ 10,830 crores through various debt instruments during the financial year.
- The Marginal Cost of Borrowing reduced by 49 basis points YoY.
- As of March '26, the total number of employees was 16,212.
- Satin Creditcare Network achieved a debut score of 59 in the S&P Global Corporate Sustainability Assessment.
SATIN Stock Price Movement
On Tuesday, Satin Creditcare Network Limited shares edged higher, settling at ₹146.84 after gaining 1.73% for the session. The stock recorded a total trading volume of 33,862 shares as it moved up from its previous close.Source:
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