RBL Bank Limited Reports Strong Financial Performance for March 2026
RBL Bank Limited announced provisional financial results for the quarter and financial year ended March 31, 2026, demonstrating significant growth across key business areas. Total business crossed Rs. 2.5 lakh crore, reflecting a 24% year-over-year (YoY) increase.Key Financial Highlights
The bank’s total deposits reached Rs. 139.037 billion as of March 31, 2026, a 25% YoY increase and a 16% sequential increase. Deposits below Rs. 3 crore stood at Rs. 63.943 billion, up 16% YoY and 4% QoQ. The CASA (Current, Savings, and Deposits) balance increased to Rs. 46.723 billion, representing a 23% YoY and 26% QoQ growth, with a CASA ratio of 33.6%.A table summarizing key financial figures is provided below:
| Particulars | 31-Mar-25 | 31-Dec-25 | 31-Mar-26 (Provisional) | YoY | QoQ |
|---|---|---|---|---|---|
| Total Deposits | 1,10,944 | 1,19,721 | 1,39,037 | 25% | 16% |
| Deposits <Rs. 3 crore | 55,213 | 61,632 | 63,943 | 16% | 4% |
| CASA | 37,886 | 36,972 | 46,723 | 23% | 26% |
| CASA Ratio | 34.1% | 30.9% | 33.6% | ||
| Liquidity Coverage Ratio* | 133% | 125% | 130% |
Gross advances reached Rs. 115.488 billion, a 22% YoY increase and an 11% QoQ increase. Secured retail advances grew 36% YoY and 17% QoQ, while retail advances overall increased by 18% YoY and 10% QoQ. Unsecured retail advances rose 2% QoQ. Wholesale advances experienced a 27% YoY increase and 11% QoQ growth, driven by a 29% YoY and 9% QoQ increase in commercial banking advances. The retail to wholesale advances mix was approximately 59:41.
Operational Highlights
The current bucket collection efficiency for the Joint Liability Group (JLG) segment was 9.7% for March 2026.The bank’s liquidity coverage ratio stood at 130% as of March 31, 2026.
These figures are provisional and are subject to approval by the Audit Committee of the Board of Directors and the Board of Directors, and subsequent audit by the statutory auditors.
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