IDFC FIRST Bank Reports Loan and Deposit Growth in Fiscal Year 2026
IDFC FIRST Bank Ltd. announced financial performance figures for the quarter and year ended March 31, 2026.Loans and Advances increased by 20.0% year-over-year, rising from Rs. 2,41,926 crores as of March 31, 2025, to Rs. 2,90,362 crores as of March 31, 2026. The quarterly growth rate was 3.9%.
Customer Deposits also experienced growth, increasing by 17.2% year-over-year, from Rs. 2,42,543 crores as of March 31, 2025, to Rs. 2,84,327 crores as of March 31, 2026. Average customer deposits increased by 3.0% sequentially. The bank reported consistent new account openings during March 2026.
Despite challenges including year-end advance tax outflows, a tight liquidity environment, news reports from the quarter, the West Asia crisis, and reductions in savings account interest rates, customer deposits grew. The Current Account Savings Account (CASA) Ratio stood at 49.8% as of March 31, 2026, compared to 46.9% a year prior and 51.6% as of December 31, 2025. The average CASA ratio remained stable at 50.4% for Q4-FY26, compared to 50.0% in Q3-FY26.
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The average Liquidity Coverage Ratio (LCR) for Q4-FY26 was stable at 114%. Asset quality in the Micro Finance Institution (MFI) book has normalized, while the remaining portfolio’s asset quality remains stable.
The figures presented are provisional and are subject to audit. Loans and advances include credit investment in Corporate Bonds, PTC & SR.
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