Fino Payments Bank Reports Q4FY26 Performance Metrics

Fino Payments Bank Reports Q4FY26 Performance Metrics​

Fino Payments Bank Limited provided an overview of its business performance for the fourth quarter of the fiscal year 2026 (Q4FY26). The bank noted specific growth areas alongside moderation in certain digital payment segments, while focusing on strengthening its core liabilities and refining its distribution strategy.

Key Performance Highlights for Q4FY26​

The bank reported several notable figures concerning its liabilities and lending activities during the quarter ending March 31, 2026.

In terms of liabilities, Fino Payments Bank reported the opening of approximately 7 lakh new bank accounts in Q4FY26. This marks an increase from the 3.13 lakh accounts opened in March 2026, bringing the total customer base to approximately 1.75 crore. The bank achieved its highest-ever quarterly renewal income of ₹62.2 crore. Furthermore, deposits reached an all-time high of ₹2,950+ crore in March 2026.

The loan referral segment showed strong momentum, recording a 96% growth over Q3FY26. Disbursements reached approximately ₹600 crore through partner institutions, which the bank highlighted as building a foundation for its future journey.

Business Segment Performance​

The Transaction Business, which covers remittance, Micro ATM, and AePS, saw a decline of approximately 30% compared to Q3FY26. This moderation was attributed to muted activity observed in January and February 2026, though a recovery was noted in March 2026.

In the Digital Payment Services segment, the bank reported a moderation of approximately 25% versus Q3FY26. This figure was stated to be in line with the bank's continuous risk-calibrated approach and influenced by recent developments. The bank indicated that stability initiatives are underway, with a recovery anticipated in the coming quarters.

Strategic Focus​

Despite fluctuations in select segments reflecting ongoing industry transitions, Fino Payments Bank remains focused on strengthening its core liabilities, improving the quality of its business, and developing scalable growth drivers aligned with its strategic roadmap. The bank intends to continue progressing on its SFB implementation journey by building a strong liability-first and prudent secured lending franchise supported by a differentiated distribution strategy.

FINOPB Stock Price Movement​

At the close of trade, Fino Payments Bank Limited is edging higher by 1.81% to settle at ₹123.99. Throughout the session, the stock managed a steady journey, trading between ₹117.32 and ₹124.98 amid high volume of 775,285 shares.

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